So since all of the insurance changes have gone through this year there haven't been very many upsides to it. However one of those upsides is that most insurance companies now cover breast pumps. Yes some did before but not as many as you'd think.
Most insurance companies still aren't advertising that they even offer breast pump coverage let alone how to go about getting one. Some are extremely helpful and some (like mine) don't really know how to answer questions so here is a step by step guide
1. Call your insurance company. This is your quickest way to get a simple yes we cover it or no we dont.
2. Ask these questions:
● What types of pumps do you cover?
● Do I have a deductible or copay?
● Do I need a prescription to pick up my pump?
● Can I get pump before baby is born or do I need to wait until baby is here?
3. Do your research! Depending on how helpful the phone call was you may not need to do anything else. That just wasn't my experience. So I dug a little deeper.
● Medela Pump Coverage Info
Best website for finding out who you can order pumps through if you are covered.
Please keep in mind that some insurance companies will tell you to go through Babie's R Us or Walmart BUT you have to pay out of pocket - full price of the pump - then wait 6 to 10 weeks to be reimbursed and they won't reimburse tax! So either way I recommend checking the Medela link because they give multiple options for how to go about getting your pump.
And if all else fails, contact the lactation consultant through your ob office or the hospital you will be delivering at. If you've turned up nothin' but road blocks they will help you the most they can.
Also, if you have any questions please email me ! I'd be more then happy to help y'all!!
Hope this has brought some clarification to y'all and that you can receive your pumps soon!!
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